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Safe Online Shopping

online shopping 04We have all heard of the online shopping horrors people have had. The risk of giving your credit card details over the phone to a complete stranger who can steal your identity. Well, that does sound a little too dramatic. In reality, the dangers of online shopping have been emphasized, and the benefits not spoken enough.

If you look closely there are tons of benefits to shopping online as long as you take some time to educate yourself on buying online.

In fact there are many advantages of buying online, let take a look at some below:

1. Buying online is cheaper as the producer/seller has fewer overheads and therefore offer a product at a better price.

2. There is a wider range of items to choose. Look at online shops such as dealcash.com; People can buy items at a fraction of the cost. If you want to know more look at some reviews. You can compare the prices with a retail price and see the huge difference.

3. Online shopping can be more secure that using your credit card at a restaurant.

I am sure most of us will agree with the first two points but let’s talk about the third one. Technology is advancing every day and online payments by credit card becoming more and more secure. Encryption of payment portals are getting stronger, and this helps improve your safety when paying online. In fact, online encryption has become so strong that companies developing such softwares are banned from selling it to foreign nations.Internet Theft

When comparing it with a restaurant, the waiter will take your credit card to the cashier where anything can happen, and that is your physical card. Your complete name and card details can be copied including your name and security code on the back of your card.. How many times have we all done this?

However, there are many online scams that we should be cautious about. We must always take precautions when shopping online to prevent the following:

Constantly know who you are dealing with. If it a well known renowned online shopping site, you would not have any problems. But for other websites we must do a bit of research before giving out our information. Always check the seller’s ratings. With websites that provide information on the online seller. Check the registration details of unknown or new shopping websites. The owner the address and any contact information you can find on them Do whatever you can to safeguard yourself and ensure you are buying from a reputed seller. If something just doesn’t feel right do not buy from them.

Never buy anything through an unsolicited email. While there are a few that may be legitimate many of them are scams.
Always get a delivery date, a physical address for the seller and use secure online payment methods such as PayPal. With secure payment methods, you always have a way to get your money back.

If you are using a credit card for online shopping ensure the site address starts with https: // and not http: //. The former denotes a secure online site.

Check if the seller has a published phone number and even call them before you buy anything. Usually, online scammers do not provide a contact umber.

In today’s world, online shopping is a huge multi-billion dollar business and has become a part of daily life. Many legitimate businesses have made fortunes with them. Online shopping is growing daily and is becoming more secure so a little effort on your side can ensure a safe online shopping experience.